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Budget Scenarios

There are 3 types of income models: Employee income, the entrepreneur or gig worker, and the retiree or investor. The employee budget has relatively stable revenue but may have variable expenses. The entrepreneur has unstable revenue but can have stable expenses and would create a budget focused more on expenses. The gig economy worker, contractor or a holder of multiple part-time jobs can also use this model. The retiree, investor or fixed income scenario has stable revenues but may have to be more active in how they are managed and has more stable expenses. Many people have aspects of all 3 income models and they can all be combined at different stages of life or in different circumstances.

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